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The office of Nancy J. Whaley, Standing Chapter 13 Trustee, is committed to excellence by creating the highest level of trust and service to debtors, creditors, attorneys and the Court.

This shall be accomplished by administering Chapter 13 cases at the direction of the Court and the United States Trustee in a manner that fulfills the fiduciary obligations of the Trust and by providing professional service to all parties. We fulfill this obligation by administering each case accurately and in accordance with the law.

This office is responsible for Chapter 13 Bankruptcy cases assigned to Judge Wendy L. Hagenau, Judge James R. Sacca and Judge Jeffery W. Cavender.

341 Meeting Calendars:

Atlanta: 341 Meetings – July 10, 2024
Atlanta: Business 341 Meetings – July 11, 2024
Gainsville: 341 Meetings – July 12, 2024
Atlanta: 341 Meetings – July 17, 2024
Gainsville: Reset 341 Meetings – July 19, 2024

Click Here for 341 Zoom Link

Meeting ID: 229 366 0049

Passcode: 6501966813

USTP Instructions for Joining a Zoom 341(a) Meeting of Creditors

USTP Acceptable ID and SSN Documents List

Best Practices for Debtors, Debtors’ Attorneys and Other Parties for Attending Virtual Section 341(a) Meetings

Make Your Online Payments »

Office Hours

Telephone hours are Monday – Friday from 9:30 am until 3:00 pm and we are closed for lunch from Noon to 1:00 pm. We are closed for all Federal holidays. Our office is not open for visitors. There is a drop box for payments, but we encourage you to use EPay or TFS to make online payments as downtown parking is expensive, and our office building has security that requires registration before entering. Any document that we may provide to you, can be done through the mail or email. If you have a question, you may email us at Please allow 48 hours for a response.

All Court proceedings are being held TELEPHONICALLY. Visit the Court’s website for updated information: All 341 Meeting of Creditors are being held TELEPHONICALLY.

If you have been impacted by the pandemic and you are having or had difficulty making your mortgage payment, you may be eligible for the Homeowners Assistance Fund (HAF) through Georgia Community Affairs.   Visit their website for more information: Georgia HAF (

Bankruptcy+Finance Information Network Exchange.  A great source for education and information to personal financial health. Bfine Home Home (

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